Rates are effective 03/12/12 and may change without notice
APY: Annual Percentage Yield
| Share Certificates | Min. Deposit | Dividend | APY* |
| 6 months | $ 500 | 0.30 | 0.30 |
| 9 months | $1000 | 0.35 | 0.35 |
| 12 months | $1000 | 0.45 | 0.45 |
| 18 months | $1000 | 0.50 | 0.50 |
We are not currently offering 24 and 36 month certificates to new deposits.
Dividends are paid monthly. Penalty for early withdrawal. Subject to availability.
| Enhanced Shares (Money Market) | Dividend | APY* |
| $100,000 + | 0.35 | 0.35 |
| $75,000 - $99,999 | 0.35 | 0.35 |
| $25,000-$74,999 | 0.30 | 0.30 |
| $2,500-$24,999 | 0.20 | 0.20 |
| Less Than $2,500 | 0.20 | 0.20 |
. Dividend paid monthly on the average daily balance
. Rates may change without notice after the account is opened.
. One free withdrawal per month. Fees could reduce earnings on the account
| Regular Savings Accounts | Dividend | APY* |
| • Dividend paid monthly on the average daily balance | 0.20 | 0.20 |
| • $25 minimum deposit required for membership | ||
| • Rate may change after the account is opened |
IRA Rates
| IRA Certificates | Min. Deposit | Dividend | APY* |
| 6 months | $ 500 | 0.30 | 0.30 |
| 12 months | $1000 | 0.45 | 0.45 |
We are not currently offering 24 and 36 month certificates to new deposits.
Dividends are paid monthly. Penalty for early withdrawal. Subject to availability. Please contact an IRA Representative or call 309.451.8400 to make an appointment.
| IRA Savings | Dividend | APY* |
| • Dividend paid monthly on the average daily balance | 0.20 | 0.20 |
| • Rate may change after the account is opened |
*Annual percentage yield is represented by the heading APY
Member accounts are insured up to $250,000 by the National Credit Union Share Insurance Fund, an arm of the National Credit Union Administration. NCUA is an independent agency of the United States Government.